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Home Insurance · For over-60s

Home insurance built for you (or for your parents)

At a certain age, home matters even more: it's where you want to keep living with peace of mind. Home Senior is my home insurance built for people over 60: the same full protection as always, plus close, priority attention and a social guidance service for you or for your parents.

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Personal advice · Same-day reply · No extra cost for my advice
How I work with you
  • ✓ I explain everything calmly and with no jargon, to you or your family
  • ✓ Priority attention if something goes wrong at home
  • ✓ My advice never costs you more

What it is and who it's for.

Home Senior is home insurance adapted for people over 60. In fact, from age 60 your home insurance automatically becomes Home Senior: the same protection as always, now with the attention and services designed for this stage of life.

It has all the cover of a good home policy, but geared towards what really matters at this age: feeling supported, having someone who responds quickly when a problem comes up, and having guidance for the situations that come with age. It's also the insurance many children take out for their parents, to feel reassured knowing that if something happens at home, someone helps straight away.

How I work: I explain everything calmly and with no jargon, to you or to your family. We adjust the home and the cover together, and I leave you my direct contact for whatever you need.

What's covered

Main coverage.

Full home protection

Fire, explosion and lightning, water damage with leak location, theft inside the home, storage room and garage, and breakages.

Civil liability

If you cause damage to someone else, with legal defence included.

24h assistance with priority attention

Emergency plumbing, locksmith, glazing and electrical work, with priority handling of incidents, plus handyman service.

Social guidance and personal support

A phone service that informs and supports you about telecare, home help, day centres, care homes, dependency and social resources.

Looking for it for your parents?.

Often the person taking out this policy isn't the older person themselves, but a child or family member who wants their parents well looked after at home. If that's your case: I explain it all to you and handle everything, with minimal paperwork. Your parents have one point of contact — me — and priority attention if a fault or emergency comes up at home.

Social guidance helps you both when questions come up about support, dependency or services. It's a simple way to feel reassured knowing that, if something happens, they're not alone.

Note: social guidance is an information and referral service that may direct you to public services; it's not health insurance and doesn't replace medical care.

Home Insurance Range

Choose the home insurance that fits you.

Home Senior is built for people over 60 (or their children). If your situation is different, here's the rest of the range.

Home Protection

Complete everyday protection, with 24h assistance.
Owners of a primary residence or second home.

Discover this policy →

Home Premium

Everything in Protection plus All-Risk Accidental cover and higher limits.
Anyone who wants maximum cover.

Discover this policy → For over-60s

Home Senior

Full cover plus priority attention and social guidance.
People over 60 (or their children).

See this option →

Rental Home (Landlord)

Rent default, tenant damage and legal defence.
Owners who rent out their property.

Discover this policy →

Tenant Home

Your belongings and your civil liability as a tenant.
People who live in rented accommodation.

Discover this policy →

See all insurance policies

I manage more policies beyond these: self-employed, civil liability, homeowners' associations and other types of cover. Browse the full catalogue or just ask me directly about yours.

See full catalogue →
MA
Micol Astorri
Insurance advisor
Why work with me

Why take out your Home Senior with me.

  • ✓ Personal, close service: you always talk to me, calmly and unhurried
  • ✓ I explain it clearly, to you or your family, with no jargon
  • ✓ Priority attention and support when an incident comes up
  • ✓ I adjust the policy to your home and your real situation
  • ✓ My advice never costs you more

Registered with the Spanish Insurance Distributors Registry (DGSFP) no. C0133X4340072H

About me →
How to get covered

Your Home Senior in three steps.

1

Tell me your situation

Or your parents', by phone, WhatsApp or the contact form. No rush.

2

I prepare a tailored proposal

And explain it to you clearly, with no jargon.

3

We activate it

Your home protected, with one point of contact for whatever you need.

Frequently asked questions

Before you write to me.

The questions I get asked most. If yours isn't here, write to me and I'll answer personally.

What makes Home Senior different from regular home insurance? +
It has the same full protection (fire, water, theft, civil liability, 24h assistance) and adds priority attention on incidents plus a social guidance service designed for older people: information and support on telecare, home help, day centres, care homes, dependency and social resources.
From what age is Home Senior available? +
From age 60. From that age, home insurance is automatically taken out as Home Senior, with the same protection plus the attention and services designed for older people.
Can I take it out for my parents? +
Yes. It's very common for a child or family member to take it out for their parents. I handle the process and your parents get priority attention and one point of contact.
What is the social guidance service? +
A phone service that informs and guides you on social resources: telecare, home help, day centres, care homes, dependency and technical aids. It's guidance and information; it's not health insurance.
Does it include emergency assistance at home? +
Yes, with priority attention: emergency plumbing, locksmith, glazing and electrical work, plus a handyman service for small repairs.
Does it cover theft and water damage like any home policy? +
Yes. It includes all the usual cover of a good home policy: fire, water damage, theft, breakages, civil liability and more. Here I explain what happens when a property stands empty →
Is the attention really personal? +
Yes. You always speak to me, calmly and with no jargon, and you have my direct contact for whatever you or your family need.
What is telecare, and how can I request it through the policy? +
Telecare is a service that lets you call for help at the press of a button (usually a device or pendant) in the event of a fall or emergency at home. Through Home Senior's social guidance service, we can tell you how it works and how to request it.
Does the social guidance service help me with the paperwork for a family member's dependency status? +
Yes, the social guidance service includes information and support on procedures related to dependency, although it's an information and guidance service, not a complete legal or administrative service. We'll point you towards the relevant public resources and services.
Can I ask for information about care homes or day centres through this insurance? +
Yes, that's one of the benefits of the social guidance service: providing information about day centres, care homes and similar resources in your area.
Does the insurance guide me on technical aids for adapting the home for reduced mobility? +
Yes, the social guidance service includes information on technical aids (such as grab bars or home adaptations) and available resources to make everyday life at home easier.
What happens if my father or mother lives alone and has an emergency at home? +
Home Senior includes priority attention on incidents, so the response is faster precisely in cases like this. And as their child or family member, you have me as a point of contact to turn to.
Does priority attention mean I get a faster response than with regular home insurance? +
Yes, that's the idea: with Home Senior, incidents get priority treatment, so that those who need it most don't have to wait.
Can I manage my parents' insurance even if I don't live with them? +
Yes, it's very common. I handle the process together with you, and your parents get priority attention and one point of contact (me) for any incident, without you needing to be physically present.
Does the insurance cover help with adapting the home for reduced mobility? +
The insurance itself doesn't fund adaptation work, but the social guidance service informs you about technical aids and resources available for that kind of adaptation.
What happens if my parents already have home insurance with another insurer? +
We can review their current policy and compare it with Home Senior, and manage the switch at the right time (usually at renewal) without them ever being left uncovered for a single day.
Does the social guidance service have any additional cost? +
No, it's included within Home Senior as part of the policy, with no extra cost for using it.
Up to what age can I keep this insurance? +
Home Senior has no age limit that would force you to give it up; it's precisely the option designed to be with you from age 60 onwards.
Can Home Senior also cover the home of an older relative who isn't my father or mother? +
Yes, it can be taken out for any family member over 60 (an uncle, a grandparent) or for yourself if you meet that age. Tell me about your case and we'll look at it together.
What happens if my parents move into a care home? Can I cancel or adapt the insurance? +
Yes, in that case we can review whether it still makes sense to keep the home policy (for example, if the home is left empty) or adapt it to the new situation. Let me know and we'll sort it out together.
Let's get started

Peace of mind at home, for you and your family.

Tell me your situation, or your parents', and I'll prepare a clear proposal, no obligation and no extra cost for my advice.

Request a quote → Message me on WhatsApp