Sail with peace of mind: what the law requires, and what your boat deserves
To sail legally you need compulsory liability cover: that’s the essential base. Beyond that, your boat — motorboat, sailboat, inflatable or jet ski — is an investment that deserves real protection: hull, crew and assistance at sea, sized to its value and how you actually use it.
- ✓ Compulsory liability cover to sail, always in force
- ✓ Hull damage: theft, fire, breakdown
- ✓ Towing and rescue if you’re stranded at sea
A modular policy, tailored to your boat.
It’s taken out by cover level: only what you choose is included. Here’s what you can add.
Compulsory liability cover
What the law requires to sail: personal injury and property damage to third parties. The essential base.
Voluntary liability cover
Extends the limits of compulsory cover if your boat or activity requires it.
Hull damage
Total loss at market value, breakdowns, theft, fire and damage during transport, hoisting or launching.
Accidents to those on board
Death or disability and medical expenses for people aboard.
Assistance at sea
Towing, rescue and help, as contracted.
Cover is adjusted to the type of boat (inflatable, sail, motor), its length and sailing area. Full details on cover, limits and exclusions are in the General Conditions, which I explain before you take out the policy.
What’s not covered.
Here are the most relevant exclusions; I’ll explain the rest calmly.
Non-leisure useCommercial use, rental or racing, unless expressly agreed.
Sailing outside permitted limitsGeographic area or weather conditions banned by the policy.
Lack of maintenanceWear, corrosion or inherent defects of the boat.
Gross negligenceOvercrowding or a skipper without the required licence.
Full details on cover, limits and exclusions are in the General and Specific Conditions of the policy.
Your Boat Insurance, in three steps.
No jargon, no upfront commitment.
Tell me about your boat
Type, length, value and where you usually sail.
I guide you through the cover
From compulsory liability to the full package, whatever your boat deserves.
I prepare your quote
Clear pricing and cover explained, no small print.
Why take out your boat’s insurance with me.
I help you avoid stopping at compulsory liability cover if your boat deserves hull cover too, and I explain the small print that causes the most surprises: sailing limits, required licences, number of people on board.
- ✓ I tailor the policy to your boat and how you really use it
- ✓ I explain what you truly need, without overselling
- ✓ Advice never costs you more
Registered with the Insurance Distributors Register (DGSFP) no. C0133X4340072H
About me →Before you write to me.
The questions I get asked most. If yours isn’t here, write to me and I’ll answer personally.
Is insurance compulsory for my boat? +
Does it cover damage to my own boat, not just to others? +
Are people on board covered? +
Will I be towed if I get stranded at sea? +
Does it cover road transport or hoisting? +
What if I use the boat for rental? +
Tell me about your boat and let’s prepare your policy.
A 5-minute call is enough to know what cover works for you. No obligation, and advice never costs you more.