Accident Insurance

Accident protection, simple and hassle-free

Accidentes Express is the basic option: taken out in minutes, no long paperwork, with the essentials covered against an accident. Ideal as a first accident policy, a simple add-on, or a gift of peace of mind for a family member.

Quick to take out · Same-day response · No extra cost for advice
How I work with you
  • The essentials, clear and hassle-free
  • Quick, simple to take out
  • Advice never costs you more
What’s included

The essentials against an accident, no jargon.

An unexpected event can happen to anyone, and not everyone wants a complex policy.

Death from accident

Sum insured for beneficiaries, with the option of an immediate payment plus a deferred one. Death from a heart attack is treated as accidental if declared a workplace accident.

Permanent and temporary disability

Compensation on a scale for permanent disability, plus cover for as long as the temporary disability lasts.

Hospitalization allowance

An allowance if you’re hospitalized due to an accident.

Quick, simple to take out

Designed to be agile: no long paperwork or endless small print.

Exclusions include high-risk sports and competitions, and injuries with no demonstrable accidental cause, among others. Full details on exclusions and scales are in the General Conditions, which I explain before you take out the policy.

Who it’s for

Your basic safety net, without the hassle.

For anyone looking for the essentials at a good price and no long paperwork: your first accident policy, a simple add-on, or a gift of peace of mind for a family member.

How we work

Your Accidentes Express, in three steps.

No jargon, no upfront commitment.

1

Tell me the basics

And what sum insured you have in mind.

2

I have it ready in minutes

Quick, simple set-up, no long paperwork.

3

You already have your protection

With the essentials covered against an accident.

MA
Micol Astorri
Insurance advisor
Why work with me

Why take out your Accidentes Express with me.

I explain it in two sentences, no jargon, and get it ready quickly. If you need something more complete later, we keep talking, no obligation.

  • I explain it in two sentences
  • Quick, hassle-free set-up
  • Advice never costs you more

Registered with the Insurance Distributors Register (DGSFP) no. C0133X4340072H

About me →
Frequently asked questions

Before you write to me.

The questions I get asked most. If yours isn’t here, write to me and I’ll answer personally.

What exactly does it cover? +
Death and disability (permanent and temporary) from accident, and an allowance if you’re hospitalized due to an accident.
Is it quick to take out? +
Yes, it’s designed to be simple and agile.
Does it cover a heart attack? +
Death from a heart attack is treated as accidental and payable if declared a workplace accident by the relevant authority.
Does it cover accidents while doing sport? +
Regular sport, yes; high-risk sports and competitions, no.
Can I choose the capital? +
Yes, we adjust the sum insured to what you want.
Does it help if I already have life insurance? +
Yes, they complement each other: this one focuses on the consequences of an accident.
Let’s start

Two minutes and I’ll explain how it works.

No obligation, and advice never costs you more.

Message me on WhatsApp