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Business and Commerce Insurance

Protect what puts food on your table, tailored to your business

A claim in your business isn’t just the material damage: it’s closing for days, losing sales and customers. I offer multi-risk cover for your premises and activity, and the liability insurance you’re often required to have to work. I’ll help you choose without overpaying.

Get your free, no-obligation quote → Message me on WhatsApp
Personal advice · Same-day response · No extra cost for advice
How I work with you
  • ✓ I adjust cover to your real activity
  • ✓ I get you the liability cover you’re required to have
  • ✓ Advice never costs you more
Choose your protection

Two ways to protect your business.

Each designed for a different need. They’re often combined into a single policy.

Empresas Comercio

Tailored multi-risk cover for your premises, stock and activity: shop, office, workshop or SME.

Discover the policy →

RC General

The liability insurance you’re required to have to work, with a certificate and properly sized to your activity.

Discover the policy →

See all insurance

I handle more policies besides these. Check the full catalogue or ask me directly about yours.

View full catalogue →
How we work

Your business protection, in three steps.

No jargon, no upfront commitment.

1

Tell me your activity

Neighbourhood shop, hospitality, office, workshop or self-employed with premises: every business is different.

2

I guide you towards your cover

Multi-risk, liability, or both, depending on what you really need.

3

You decide, calmly

No pressure, and cover adjusted to your real activity.

MA
Micol Astorri
Insurance advisor
Why work with me

Why protect your business with me.

A hair salon isn’t the same as a bar with a walk-in fridge or an office full of equipment. I adjust cover to your real activity, so you don’t overpay or discover a gap the day something goes wrong.

  • ✓ I adjust the policy to your real activity
  • ✓ I explain buildings, contents and liability clearly
  • ✓ Advice never costs you more

Registered with the Insurance Distributors Register (DGSFP) no. C0133X4340072H

About me →
Frequently asked questions

Before you write to me.

The questions I get asked most. If yours isn’t here, write to me and I’ll answer personally.

What’s the difference between Empresas Comercio and RC General? +
Empresas Comercio is the multi-risk cover for your premises and activity (fire, theft, damage); RC General covers damage you cause to third parties. They can go together or separately.
Which one do I need if a client requires it to work with me? +
If you’re required to have liability insurance for a contract or licence, that’s RC General. If you want to protect your premises and stock, that’s Empresas Comercio.
Can I have both in a single policy? +
Yes, liability can be integrated into the Empresas Comercio multi-risk policy or taken out separately, whichever suits you.
Does it work for any type of business? +
It’s adjusted for shops, offices, workshops, hospitality and SMEs in general. Each activity has its own specific cover.
How is the price calculated? +
It depends on your activity, floor area and the cover you choose. I’ll prepare a quote tailored to your case.
Let’s start

Tell me about your business and let’s prepare your protection.

A 5-minute call is enough to know what you need. No obligation, and advice never costs you more.

Request a quote → Message me on WhatsApp