More potential for your money, with investment tailored to you
Fondvida is a savings-investment product: your contributions are invested in a fund basket chosen according to your risk profile. Compared to guaranteed savings, it has more return potential — but the value can go up or down. I’m with you in choosing it, with no promises on returns.
- ✓ No guaranteed capital or interest: it’s real investment
- ✓ You choose the basket according to your risk profile
- ✓ I’m with you in the choice and the follow-up
Savings-investment with real guidance.
It’s not "invest on your own and hope for the best" — I help you choose and follow up.
Fund basket
Your premiums are invested in a basket chosen according to your client profile.
More return potential
Compared to guaranteed savings, in exchange for taking on investment risk.
Market-linked value
The policy’s value rises or falls with the net asset value of the units.
Flexible regular contribution
With the option to adjust the basket to your profile over time.
No capital or interest is guaranteed: you take on the full investment risk and returns can be positive or negative; you could get back less than you paid in. This isn’t a product for money you can’t afford to see fluctuate. The risk level, basket composition and conditions are set out in the General and Specific Conditions and the pre-contractual documentation.
For those who already have the basics covered and want more upside.
Savers with a medium/long-term horizon and some risk tolerance, who want to invest with guidance, not alone with an app.
Your Fondvida, in three steps.
No jargon, no upfront commitment.
We talk about your risk profile
How much fluctuation you can tolerate and over what horizon.
We choose the basket together
With full transparency about what it involves, including that it can fall.
I stay with you for the follow-up
You’re not left alone with an app: we keep reviewing it together.
If your situation is different, one of these might suit you better.
Children’s Savings Plan
A savings plan to gradually build capital for your child or grandchild.
Discover the policy →Guaranteed Super Plan
Single contribution with guaranteed capital and interest until maturity.
Discover the policy →Flexible Guaranteed Savings
Regular contributions from €80/month, no strings attached, with guaranteed returns.
Discover the policy →See all Savings
Discover all 4 options and choose the one that fits you best.
See all options →Why take out your Fondvida with me.
I never promise a return I can’t guarantee. I explain honestly what investing involves — including that the value can fall — and I help you choose the basket based on your real profile, not the one that would suit me to sell.
- ✓ Full transparency about risk, always
- ✓ Basket choice based on your real profile
- ✓ Advice never costs you more
Registered with the Insurance Distributors Register (DGSFP) no. C0133X4340072H
About me →Before you write to me.
The questions I get asked most. If yours isn’t here, write to me and I’ll answer personally.
Is what I invest guaranteed? +
How is it different from guaranteed savings? +
Can I choose where it’s invested? +
How long is it for? +
Can I contribute gradually? +
Do you stay with me, or am I left alone with an app? +
Tell me your profile and let’s choose your basket together.
A 5-minute call is enough to know if Fondvida suits you. No obligation, and advice never costs you more.