Micol's Blog

Insurance explained, no small print.

Articles to help you understand what each policy covers, when you actually need it, and how to choose without being talked into the wrong thing. Written by me, Micol, without unnecessary jargon.

Blog · Funeral Insurance

Waiting period in funeral insurance: what no one explains before you sign

What the waiting period is, how long it usually lasts, whether it applies to accidental death, and what happens to it if you switch insurer.

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Blog · Home Insurance

Renovating your home: here's what changes in your home insurance

Why a renovation can leave your sum insured out of date, what your policy covers during the work, and when to notify your insurer.

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Blog · Funeral Insurance

Natural or level premium: which one suits your funeral insurance?

How the two ways of paying for the same cover differ, how your age affects the future price and what to check before signing.

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Blog · Funeral Insurance

Single-premium funeral insurance for your parents: the no-surprises guide

How the single payment works, what it really covers, and what to check before taking it out for a parent.

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Home & holidays

Home insurance on holiday: what happens if your house is left empty?

Why break-ins spike in summer, what your policy covers while you're away, and the day limit almost nobody warns you about.

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Funeral & life

Funeral insurance or life insurance: which one do you need?

The most common confusion, explained once and for all: what each one solves, and when you need one, the other, or both.

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Life & mortgage

Life insurance for your mortgage: you're not required to take it out with your bank

Your rights with the bank, why many people overpay without realising it, and how to change it step by step.

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