You’re the engine of your business: if you stop, your income shouldn’t
Protección Emprendedor is accident insurance designed for the self-employed and entrepreneurs: if an accident stops you working, it protects your income with annuity and deferred-indemnity options, not just a single lump sum.
- ✓ Annuity options to protect your income
- ✓ Extra deferred indemnity
- ✓ Advice never costs you more
Protection designed for those who rely on themselves.
You don’t have the safety net of an employee: if you have an accident, your income stops. This insurance turns that risk into concrete protection.
Death from accident
Sum insured for beneficiaries, with an option for an extra deferred indemnity.
Permanent disability with annuity
Compensation on a scale, with options for deferred indemnity and an annuity or pension, with continuity to beneficiaries in case of death.
Traffic accident indemnity
Extra compensation if the accident is a road traffic accident.
Protecting your income
Cover designed to protect the income of those who depend on their own activity.
Exclusions include high-risk sports and competitions, and injuries with no demonstrable accidental cause, among others. Full details on exclusions, scales and annuity options are in the General Conditions, which I explain before you take out the policy.
For the self-employed, entrepreneurs and small business owners.
People whose business depends on their ability to work, who don’t have the safety net of an employee if they have an accident.
Your Protección Emprendedor, in three steps.
No jargon, no upfront commitment.
Tell me your income and your responsibilities
To size the capital and annuity to your real situation.
I guide you between capital and annuity
Depending on what best protects your finances in case of an accident.
You decide, calmly
No pressure, and the options explained clearly.
If your situation is different, one of these might suit you better.
Why take out your Protección Emprendedor with me.
I understand the reality of being self-employed: no safety net, no stand-in. I help you choose between a lump sum and an annuity based on what really protects your finances.
- ✓ I size the capital to your real income
- ✓ I explain annuities and deferred indemnity clearly
- ✓ Advice never costs you more
Registered with the Insurance Distributors Register (DGSFP) no. C0133X4340072H
About me →Before you write to me.
The questions I get asked most. If yours isn’t here, write to me and I’ll answer personally.
I’m self-employed, what happens if I’m injured and can’t work? +
How is this different from regular accident insurance? +
Does it only cover work accidents? +
Can I leave an annuity to my family if I die? +
What if I have a traffic accident on my way to work? +
Can I adjust the capital? +
Tell me about your work and let’s protect your income.
A 5-minute call is enough to size your protection. No obligation, and advice never costs you more.