Renting your home: protect what's yours and stay worry-free
The property belongs to the landlord, but what's inside is yours: your furniture, your electronics, your things. With tenant home insurance I cover your contents and your civil liability — the one your rental contract usually requires — with a simple, affordable, tailored policy.
- ✓ I review your rental contract and tell you what cover it requires
- ✓ I adjust contents and civil liability to what you actually have
- ✓ My advice never costs you more
What it is and why you need it.
It's the insurance built for you if you live in rented accommodation. Unlike the landlord's insurance — which protects the property — yours protects what's yours and what you're responsible for: your belongings against fire, water damage, theft or breakages, and your civil liability as a tenant — damage you might cause to the landlord's property or to third parties.
It's simpler and cheaper than a landlord's policy, because you're not insuring the building, only what's actually yours to insure.
How I work: we look at what you have and what your rental contract requires, and adjust the contents sum insured and the civil liability cover so you're covered without paying more than you should.
Main coverage.
Tenant's civil liability
The most important cover: it answers for you if you cause damage to the landlord's property or to third parties, such as a leak that damages the flat below.
Your contents: furniture and belongings
Furniture, appliances, electronics, clothes and belongings against fire, water damage, theft and breakages.
24-hour assistance
Emergency locksmith if you're locked out, plus emergency plumbing, electrical and glazing work.
Theft away from home (optional)
We can add cover for robbery outside the property if you're interested.
Do I need insurance if I rent my home?.
By law, it's not compulsory. But your contract may well require it: many rental contracts include a clause requiring at least civil liability cover. And even if it isn't required, it's worth having: if you cause damage, you pay out of pocket, and if a claim damages your furniture, without insurance you simply lose it.
My advice: review your contract with me; I'll tell you exactly what cover you need — no more, no less — to meet it and feel at ease.
Who insures what when you rent?.
The landlord insures the building: the property, the walls, the fixed installations. You, as the tenant, insure the contents — your furniture and belongings — and your civil liability. That way, each of you covers your own part and you don't pay for what isn't yours to cover.
If instead you're the one renting out a property you own, Rental Home (Landlord) is the right product for you.
Choose the home insurance that fits you.
Tenant Home protects people who live in rented accommodation. If your situation is different, here's the rest of the range.
Home Protection
Complete everyday protection, with 24h assistance.
Owners of a primary residence or second home.
Home Premium
Everything in Protection plus All-Risk Accidental cover and higher limits.
Anyone who wants maximum cover.
Home Senior
Full cover plus priority attention and social guidance.
People over 60 (or their children).
Rental Home (Landlord)
Rent default, tenant damage and legal defence.
Owners who rent out their property.
Tenant Home
Your belongings and your civil liability as a tenant.
People who live in rented accommodation.
See all insurance policies
See all insurance policies →
Why take out your Tenant Home with me.
- ✓ Personal, close service: you always talk to me
- ✓ I review your rental contract and tell you what cover it requires
- ✓ I adjust contents and civil liability to what you actually have and need
- ✓ I'm there for you if a problem comes up
- ✓ My advice never costs you more
Registered with the Spanish Insurance Distributors Registry (DGSFP) no. C0133X4340072H
About me →Your Tenant Home in three steps.
Tell me your situation
What you have at home and what your contract requires, by phone, WhatsApp or the contact form.
I prepare your tailored proposal
With contents and civil liability adjusted to you. I explain it all clearly.
We activate it
You rent with what's yours protected. And I stay by your side for whatever you need.
Before you write to me.
The questions I get asked most. If yours isn't here, write to me and I'll answer personally.
What does home insurance for tenants cover? +
Do I need insurance if I rent my home? +
What's the difference between what I insure and what the landlord insures? +
Does it cover a leak I cause that damages the flat below? +
Does it cover theft of my belongings? +
Is it expensive? +
Can I take my insurance with me if I move to another rental? +
Protect what's yours, your way.
Tell me what you have at home and what your contract requires, and I'll prepare a clear proposal, no obligation and no extra cost for my advice.