Business and Commerce Insurance

Don’t let a requirement stop your work: I’ll sort it for you

RC General is the liability insurance you’re often asked to have to work: for a contract, a licence or a client. I’ll get it in place for you, with a certificate, quickly and properly sized to your activity as a self-employed professional or shop owner.

Personal advice · Same-day response · No extra cost for advice
How I work with you
  • I guide you on which modality you need
  • Certificate ready when it’s requested
  • Advice never costs you more
What’s included

Your liability to third parties, covered.

For the self-employed, professionals and shop owners who need to answer for damage their activity may cause to third parties.

Non-contractual liability

Damage caused unintentionally to third parties arising from your activity.

Payment of compensation

To those affected or their heirs, depending on the claim.

Legal defence and bonds

Defence against claims (including unfounded ones), with lawyers and legal representatives, and bonds up to the contracted limit.

Modalities based on your activity

Operations, employer’s, premises, product liability and others, adapted in the specific conditions.

Exclusions include intentional or fraudulent damage, fines and penalties, and pure contractual liability, among others. Full details on cover, limits and exclusions are in the General Conditions, which I explain before you take out the policy.

Who it’s for

For anyone who needs liability cover in place, now.

Self-employed professionals, businesses and shops required by a client, a contract, a licence or the law to have liability cover in place; and any business that wants to cover its liability to third parties.

How we work

Your RC General, in three steps.

No jargon, no upfront commitment.

1

Tell me about your activity

And who requires the liability cover: a client, a contract or a licence.

2

I guide you to the exact modality

Operations, employer’s, premises or another, based on your case.

3

You have your certificate

Quickly and properly sized, so a requirement doesn’t stop your work.

You might also be interested

These are often combined into a single protection.

MA
Micol Astorri
Insurance advisor
Why work with me

Why take out your RC General with me.

I get you the liability cover you’re required to have, with the certificate, quickly and properly sized to your activity — and I explain which modality you really need, without overpaying.

  • I guide you to the exact modality
  • Quick certificate when it’s requested
  • Advice never costs you more

Registered with the Insurance Distributors Register (DGSFP) no. C0133X4340072H

About me →
Frequently asked questions

Before you write to me.

The questions I get asked most. If yours isn’t here, write to me and I’ll answer personally.

I’m asked for liability insurance to work, can you sort it for me? +
Yes, with a valid certificate; we size it to your activity.
What exactly does it cover? +
Damage you unintentionally cause to third parties in your activity: compensation, legal defence and bonds.
Can it go inside my premises insurance? +
Yes, integrated into the Empresas Comercio multi-risk policy, or as a separate policy.
Which modality do I need? +
It depends on your activity (operations, employer’s, premises, products…). I guide you based on your case.
Does it cover fines? +
No: fines and penalties are excluded. It covers liability to third parties.
Does it cover my employees? +
Employer’s liability covers claims for damage to workers; it’s taken out as a modality. We look at it based on your team.
Let’s start

Tell me who’s requiring it and I’ll get it ready.

A 5-minute call is enough to get your certificate underway. No obligation, and advice never costs you more.

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